Predatory Lending is a legendary submachine gun in Borderlands 3 manufactured by Hyperion. It is obtained randomly from any suitable loot source but has an increased chance to drop from Lavender Crawly located in The Droughts on Pandora.

Special Weapon Effects

Bullets are cheap, but not that cheap. – Uses the character's cash balance as ammunition. Unique muzzle flash showing coins and notes flying out of the gun. Fire rate increases as it is fired.

Usage & Description

The Predatory Lending has all-around better stats than a comparable purple rarity SMG, making it a versatile weapon that fits many builds. This comes at the cost of draining the character's bank account.

While it may seem unwise or risky to use money as ammo, a single cash drop at high levels can provide more rounds than one could possibly use. This leads to an essentially unlimited ammo supply, making it useful in raid fights and other situations where a character might run out of ammo.


  • The Predatory Lending will always spawn with the "Bankrolled" prefix.
  • Each shot deducts $1; this will also allow the player to determine exactly how much money the character has after the dollar counter maxes out to all 9’s. The reserve ammo count when the weapon is equipped will be the exact balance.
  • Banknotes, coins and a green '$' can be seen when the gun is fired.
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