Predatory Lending is a legendary submachine gun in Borderlands 3 manufactured by Hyperion. It is obtained randomly from any suitable loot source but has an increased chance to drop from Lavender Crawly located in The Droughts on Pandora.

Special Weapon Effects

Bullets are cheap, but not that cheap. – Uses the character's cash balance as ammunition.

Usage & Description

The Predatory Lending can be used for extended fights if the character has ample cash and their ammo reserves are running low. A sufficiently leveled Predatory Lending can be used in later parts of the game or on higher difficulties where it is more efficient than buying ammunition.


  • Each shot deducts $1.


  • Banknotes, coins and a green '$' can be seen when the gun is fired.
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