Front Loader is a legendary shield manufactured by Hyperion. Front Loader is obtained randomly from any suitable loot source.
Special Shield Effects
You could always use a little more life insurance – Reserves 60% of maximum health and returns it as shield capacity.
Usage & Description
The Front Loader sports a high shield capacity alongside the health-to-shield conversion, giving the character a more durable shield that is easier to recover than health. However, the reduction in health can lead to sudden cripples if heavy shock damage is taken.
The flavor text is a reference to the 1993 fantasy comedy film Groundhog Day with the full quote being: "Do you have life insurance, Phil? Because if you do, you could always use a little more, I mean, who couldn’t? But let me tell something–I got’s a feeling you ain’t got any. Am I right or am I right or am I right?"